Pay Day Loans

Checks-N-Advance offers small, unsecured payday loans valued up to $255 without the need for a credit check. Cash shortfalls, due to unexpected expenses, happen to everyone and our loans help you get the cash you need, when you need it.


50edf5_67c9c5eea976ebd08b851506329c38b7.png_srb_p_270_270_75_22_0.50_1.20_0By clicking the application form button you can complete your online application and bring it with you to our office, along with your most recent paystub, most recent bank statement, a utility or cell phone bill, and your checkbook.

How It Works

Just stop by our office to apply for a loan. All you need to bring with you is your most recent paystub, most recent bank statement, a utility bill with your address on it and your checkbook. Save time by printing out and completing out application form. It’s easy and fast. Once approved, borrowers write a check to Checks-N-Advance for the total loan amount, plus the fees for the loan, per the terms of their loan contract. The fee assessed is determined by the amount borrowed. See our Rates & Terms page for more details.We hold the loan repayment check until the borrower’s next payday. Once payday arrives, we deposit the check and the loan is successfully repaid.

Call us if you have any questions. We treat you respect and privacy.

Poway Office: (858) 486-8281