What to bring to apply?

1-Most Recent Bank Statement
2-Most Recent Pay Stub
3-A Utility Bill to verify address
4-Our Completed Application
5-Your Checkbook
6-Photo ID
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Working time

WEEK DAYS:  10:00am-5:30pm
SATURDAY:  9:00am – 1:00pm
SUNDAY:  CLOSED

Location

12759 Poway Road, Poway CA 92064

Get Directions

Call Us Today

(858) 486-8281

Why us?

Checks-N-Advance is a local, storefront payday lender. We are not check cashers, our offices are discreet. Don’t take the risk of sharing your personal information with online lenders. With nearly twenty-years of experience serving the community, we offer reliable lending and friendly, quality service. We treat you with respect and privacy in a clean office environment.

Visit Us Today

If you live in the vicinity of Poway, Ramona, Camel Mountain, Rancho Penasquitos, Rancho Bernardo, Scripps Ranch, Mira Mesa and other surrounding communities, Checks-N-Advance in Poway can help you with your money problems, visit us today!

Bring the following to Apply in Person:

  • Most Recent Bank Statement
  • Most Recent Pay Stub
  • A Utility Bill to verify address
  • Our Completed Application
  • Your Checkbook
  • Photo ID
  • Always willing to help me

    Checks N Advance Poway ( Jeffrey S. )
    I have been going to see Wendy at this location for over 3 years now. She is always so sweet and excited to see me, and always willing to help me with my payday loan needs. Seriously, compared to the similarly named chain store with locations down the street and across San Diego, they have nothing on Checks N Advance. You won't feel like just another client that they don't care to retain your business. Thanks Wendy!
  • Quick and easy to get a small loan

    Checks N Advance Poway ( Alex. Rojas )
    Great customer service, great location and quick and easy to get a small loan, no big hassle like dealing with banks or other big name Loan services.
  • My spirits are never high when I have to rely on a payday loan, but Wendy always seems to brighten my day

    Checks N Advance Poway (Derrick L.)
    I've been coming to the Poway location for a couple of months now. My spirits are never high when I have to rely on a payday loan, but Wendy always seen to brighten my day. She's very knowledgeable, courteous and always seems to have a great attitude. Wendy is an awesome asset to the company and Definitely an awesome person.
  • I’m a happy camper and will recommend Check N Advance to friends.

    Checks N Advance Poway (A. Smith)
    Celerina is the best! She’s friendly and professional and fast. If I call ahead she has everything ready when I get here. I’m a happy camper and will recommend Check N Advance to friends. Sincerely, A. Smith
  • This place is different from typical check cashing stores.

    Checks N Advance Poway (K. Rawson)
    Checks N Advance is great. I’ve been a customer for many years. This place is different from typical check cashing stores. Feels like a small home town business office. I love not having to ask family or friends for money when I run short. Thanks for being here. K. Rawson
  • Thanks for being here.

    Checks N Advance Poway (H. Valdez)
    Thanks for being here. We have had some difficult times and it really helps to know we can get a loan to buy groceries. Great service. H. Valdez